Is a 1031 exchange always the best option?

Post by : Ian Colville | Post on : November 5, 2019 at 5:54 pm

tax deferral

Many real estate investors who hold on to their properties for long-term rentals commonly use the 1031 exchange. This tool, also known as a like-kind exchange or Starker, allows investors to up-value their properties and avoid / delay paying capital gains tax.  In fact, many long-term investors become serial exchangers, b...

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New FHA Guidelines – What they mean for buyers and investors

Post by : Ian Colville | Post on : October 3, 2019 at 4:47 pm

FHA guidelines

There have been two important updates to FHA guidelines this year. The first change is related to underwriting for borrowers with lower credit scores and higher debt to income ratios. The second deals with the condominium approval process. These changes will impact certain buyers and investors. The reason behind these guideline changes is twofol...

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Zero down loans for investors. Too good to be true?

Post by : Ian Colville | Post on : September 23, 2019 at 6:34 pm

zero down

There are several hard money lenders that have recently started promoting zero down loans for investors and maybe others that selectively offer this type of loan. A promise of zero down payment begs the question, are these for real or too good to be true? Without even investigating the specific offers we know that a zero down loan is riskier for th...

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Financing your multifamily investment deal

Post by : Ian Colville | Post on : September 4, 2019 at 5:14 pm

Multifamily investment property

A few weeks ago I wrote about the pros and cons of investing in multifamily properties. If you missed it, view the article here. For readers looking to get in on the multifamily game, this article provides a few tips and ideas on how to finance you...

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Pros and Cons of Investing in Multifamily Properties

Post by : Ian Colville | Post on : August 12, 2019 at 9:24 pm

Apartment building

Are multifamily properties a good choice for investors? Over the past decade, we have seen some fundamental shifts in the economy that have made multifamily properties more attractive to investors. In recent years, the housing inventory, particularly affordable housing, has not kept up with demand. This has resulted in intense competition for singl...

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Opportunity Zones: Beyond the Buzz

Post by : Ian Colville | Post on : August 1, 2019 at 4:30 pm

opportunity zones logo

There has been a lot of press surrounding Opportunity Zones but what do we know about how well these will perform for investors and which Zones will be the best performing? This article goes beyond the buzz in an attempt to answer these questions. Overview of Opportunity Zones There are 8,700 Opportunity Zones throughout the ...

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Is new home construction still a good bet for real estate investors?

Post by : Ian Colville | Post on : July 29, 2019 at 9:07 pm

new home construction

The cost to construct a new home has been rapidly rising. The national average is now $291,324. This is a 134% increase over 1998 costs, and up 33% from 2017 levels. With this rapid rise in costs, are new homes still a good investment? First let’s look at the cost breakdown and the factors contributing to the increase. According to the Nati...

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Pros and Cons of Spec Homes as Investment Property

Post by : Ian Colville | Post on : July 12, 2019 at 2:37 pm

Spec home investing

The past decade has been a boon to real estate investors who participate in the fix and flip game.  Unfortunately it is becoming more and more difficult to find, and be the winning bidder, of a good fix and flip property. As a result, investors are starting to look elsewhere for their next investment move. One option that is getting more attention...

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5 trends that are disrupting the new home construction industry

Post by : Ian Colville | Post on : July 9, 2019 at 8:30 pm

new home construction

The new home construction industry is long overdue for disruption. Finally, it appears the time is now. In the past few years we have started to see several trends emerge that are the beginning of what promises to be significant change in the new home construction industry. These trends are impacting a wide range of stakeholders in new home cons...

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When is the right time to set up an LLC for your investment properties?

Post by : Ian Colville | Post on : May 30, 2019 at 11:10 am

Liability risk

Real estate investors have several tools to use for asset protection. One of the more commonly used tools is that of the LLC. There are many advantages and a few drawbacks to LLCs. For many, the biggest drawback is the added paperwork and management, particularly if you will set up multiple LLCs. Given the extra paperwork and management involved, w...

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